The average FICO Score 8 in the U.S. was about 710 in which year?
Answer710 (2020)
Average scores climbed notably in the years around the pandemic.
Source: Wikipedia: Credit score in the United States (2020) en.wikipedia.org
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Credit facts & stats
5 sourced facts about credit scores, each with the context behind the number. 4 more are in today's round and appear here after it closes.
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Expert level
In 2019, what share of Americans held the highest possible FICO score of 850?
Answer1.2%
A perfect score is rare, even though it isn't necessary to qualify for the best loan rates.
Source: Wikipedia: Credit score in the United States (2019) en.wikipedia.org
By April 2021, the average FICO Score 8 in the U.S. had risen to about:
Answer716
Reduced spending and pandemic stimulus payments helped many people pay down debt.
Source: Wikipedia: Credit score in the United States (2021) en.wikipedia.org
In what year was the widely used FICO Score 8 model released?
Answer2009
FICO regularly releases new generations of its scoring model.
Source: Wikipedia: Credit score in the United States (2009) en.wikipedia.org
In what year was FICO Score 9 released?
Answer2014
Newer FICO models weigh factors like medical debt differently than older versions.
Source: Wikipedia: Credit score in the United States (2014) en.wikipedia.org
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